You wake up with a hand around your boob, squeezing it like it's a stress toy. You mumble half asleep, hitting the hand and waiting for them to stop. But they only release it enough to slip their hand under your soft shirt. Cold fingers find your nipple, pinching it and pulling until you are whimpering, not knowing if you want to get more or less of it. They don't give you a choice. His fingers play with your nipple until you are begging, your panties so wet you can hear it when you rub your legs together. Another hand finds your soaked center, rubbing your clit in slow circles, dragging your pleasure until you are shivering with an orgasm.
And when you come down from the pleasure, you remember you live alone...